I have written an e-book “Sample Letters on Debt and Credit” in collaboration with Peter Samuels, my friend and a Debt Samaritan in DebtConsolidationCare Community. I have been associated with DebtCC Community for past 6 years. Apart from participating in DebtCC forums, I also like to share whatever knowledge I have by writing financial articles for DebtCC and have also contributed in several community websites. I feel very happy to help anyone in getting rid of debt problems or to solve their financial crises on their own.

Here are the answers of the interview questions about me and the e-book.

1. How did you come to self-publish? Did you try to get published traditionally?

I was browsing through the Internet to find a suitable marketing strategy to market my e-book and came to this website, which I found interesting.

2. What self-publishing service did you use? Happy with the service?

We have published this e-book in different e-book directories like Amazon. We’ve got good response from those websites.

3. What avenues have you taken to market the book? Have you gotten reviews, interviews, TV, print media coverage?

We have used different press release websites and social media networks to market this e-book.

4. What drove you to write this particular book?

While participating in forums and offering suitable solutions to people trying to solve their debt problems, I felt that most of them were unaware of how to write debt and credit letters. So, we (Peter and me) thought of writing a book on sample debt and credit letters so that the debtors can know the format to follow while writing such letters.

I have no shame to admit that once I myself experienced debt problems for which I had to negotiate with creditors to get rid of debts. Moreover, I also had to write a dispute letter as there were inaccurate negative listings on my credit reports. During that time, I had to browse through the internet to know how to write such letters. At that time, I thought that it would have been much easier if there was a website where I could find most of the debt and credit letters. So, this urge motivated me to come up with this venture along with Peter Samuels.

5. Is the book in any one particular genre? Is it a genre that’s familiar to you?

It can be said that this e-book is of a particular genre as it deals with sample letters on debt and credit, as I’ve already mentioned. Peter and I have answered several questions on debt and credit letters in forums such as, what exactly to write in a Pay for Delete letter or in a debt settlement agreement. Going through the sample letters in this book, the readers can have a clear idea regarding what to write while dealing with creditors and collection agencies on their own.

6. Who are your greatest writing influences?

I should say that the greatest writing influences are the people who’ve asked questions in the forums on debt and credit letters. Here, I should mention that it wouldn’t have been possible without Denny Mathew, who has supported us throughout to succeed in our attempt.

7. What’s your writing regimen? Any tips for keeping focused?

When we decided to write an e-book on sample debt and credit letters, we decided to devote a certain amount of time every week. We made a list of the sample letters and decided who would work on which letter. Both of us, I mean, Peter and me motivated each other to devote a substantial time every week to complete our writing venture. At least once every week, I used to discuss with Peter about our progress and solved queries of each other, if any.

8. Would you self-publish again?

Yes, I would love to self-publish again as I’m really interested about it. However, I’m not aware of each and every details of self-publishing yet.

9. Any final words of advice for those looking to self-publish?

If you want to self-publish, at first, write something which you’re very confident about. At first, proofread it yourself and then take help from any of your family members or a friend of yours who can review and let you know correctly about the positive things and where you need to improve. This will help you write a good and informative book. Then, at first self-publish it and later try for other ways to market your brainchild.


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